7 Auto Insurance Discounts Seniors Forget to Claim (But Should)

4. The “Anti-Theft” Tech Update

If you drive a newer car (2018 or later), it probably has advanced safety features built-in. But does your insurance company know that?

Insurers base their rates on the VIN number, but they don’t always capture every feature. If your car has:

• Daytime running lights
• Anti-lock brakes (ABS)
• An anti-theft alarm system
• Lane departure warning

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You qualify for safety equipment discounts.

Action Step: If you installed an aftermarket alarm or a GPS tracker (like LoJack), you absolutely must send proof to your insurer. They won’t know unless you tell them.