2. The “Defensive Driver” Certification
This is the “Gold Standard” for senior discounts. Most states mandate that insurance companies must offer a discount to seniors who complete a certified safety course.
We know what you’re thinking: “I don’t want to sit in a classroom for 8 hours.”
You don’t have to. Organizations like AARP and AAA offer these courses online. They usually cost around $20 and take a few hours to complete from the comfort of your living room.
** The Math:** spending $20 on a course could save you $100 to $200 per year on premiums for the next three years. That is a massive return on investment.
Action Step: Google “Mature Driver Course [Your State]” to see approved providers.
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